Cancellation & Refund Policy

1. Digital Products Covered

This policy applies to all digital products sold on nikhivishwa.tech, including paid articles, premium content, courses, subscriptions, and any future digital offerings.

2. Cancellations

Subscriptions can be canceled at any time from your account dashboard. Cancellation stops future billing, but access continues until the end of the current billing period. Partial refunds for unused time are not provided.

3. Refund Policy

Since all products provide instant digital access, refunds are limited. Refunds may be issued only if:

• You were charged incorrectly
• You were unable to access the purchased content
• A technical issue prevented proper use of the service

Requests must be made within 7 days of purchase.

4. Non-Refundable Situations

• Content has already been accessed or consumed
• You changed your mind after purchase
• You failed to cancel a subscription before renewal

5. Course Refunds

If less than 20% of a course has been accessed and the request is made within 7 days, a refund may be approved. If a significant portion has been consumed, the purchase becomes non-refundable.

6. Refund Processing

Approved refunds are issued to the original payment method and processed within 7–10 business days. Payment gateway fees are non-refundable.

7. Abuse & Violations

nikhivishwa.tech reserves the right to refuse refunds or suspend accounts in cases of abuse, sharing of paid content, or violation of platform policies.

8. Policy Updates

This policy may be updated as new features, products, or courses are introduced. The latest version will always be available on nikhivishwa.tech.

9. Contact

For cancellation or refund requests, contact us at info@nikhivishwa.tech.